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Car Loans – San Luis Obispo (CA)

Looking for car loans in San Luis Obispo, California? No matter if you need a compact car or a sport-utility, our network of California car loan lenders has you covered. You can submit an application for car loans in San Luis Obispo CA in just 2-3 minutes.

Cars with Zero Down Payment in San Luis Obispo, CA

Looking for auto loans with no money down in San Luis Obispo, CA? We can help. All you have to do is apply online. But remember: a down payment is strongly recommended if you have enough cash. The majority of loan companies will be delighted by an advance payment of 15-20%.

Financing a Car with Bad Credit in San Luis Obispo, California

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It’s very important to budget the right way for your auto loan. This guideline is critical: never dedicate above 15% of your income per month toward paying off your bad credit car loan.

  • $143: 15% of average income in San Luis Obispo, CA
  • $48: 5% for gas, routine maintenance, etc.

Besides that, it’s best to have a considerable down payment if you can. New cars and trucks lose value rapidly. A down payment serves to counterbalance this.

What kind of car should you purchase? Used. A used car or truck will be more affordable to purchase and to insure.

Bankruptcy Auto Loans in San Luis Obispo, CA

Bankruptcy? Repossession? Foreclosure? Have you fearful that you won’t be able to obtain auto financing with bankruptcy or repossession? The good news is that there are loan creditors that provide bankruptcy car financing in San Luis Obispo, CA. Often times though, the lender will expect a few things from you:

  • Supply a Sizeable Down Payment
  • Agree to a Very High Rate Of Interest

No Credit Check Autos in San Luis Obispo, CA

Countless CA buy here pay here lots let you finance a car without any credit check, but this diminishes your ability to improve your credit score. These dealerships go by many names:

  • Bad Credit Car Dealerships
  • Tote The Note Dealerships
  • Your Job is Your Credit Dealerships
  • In House Financing Car Lots

These types of car loans will often be provided without a credit check. Lamentably, there are a few significant downsides. The loan rates and money due at signing are high, and you won’t have much of a chance to rebuild your credit rating through this kind of a dealer.

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You should definitely research any CA in house financing car dealership on the web. Attempt to speak with someone who has bought a car or truck from them in the past, and determine whether or not the dealership can be trusted.

Dealer Auto Loans: San Luis Obispo (CA)

  • British Sunroofs and Conversions, 640 Marsh Street, 93401
  • Smith Volvo, Incorporated, 1219 Monterey St, 93446
  • Kimball Motor Company, 1423 Calle Joaquin, 93424
  • Coast Nissan, 12150 Los Osos Valley Rd, 93424
  • Zube’s Import Auto Sales, 2974 S Higuera St, 93424
  • Winning Classics, 3427 Roberto Ct, #110, 93424
  • Perry Ford Lincoln Mercury, 12200 Los Osos Valley Rd, 923
  • Coast Nissan & BMW, 12100 Los Osos Valley Rd, 93424
  • Toyota San Luis Obispo, 12350 Los Osos Valley Rd, 93424