Looking for an auto loan in Davis, California? We connect you with loan creditors who consistently give car loans to car shoppers in Davis, CA. You can apply for your Davis CA auto loan in as little as 3 minutes.
Ready to have a look at how the process works?
- To begin with, you’ll want to apply online.
- We will try to place your application with the best California auto loan company for your needs.
- When pre-qualified, you will be contacted by your new California car loan company by phone or email.
- Finalize your auto loan documentation and select your vehicle from an area dealership.
Please click here to submit your secure application.
Car Loans with Zero Down Payment in Davis, CA
Interested in no down payment auto loans in Davis, CA? We can help. That said, a down payment is strongly recommended if you have enough cash. By and large, lenders will be content with a down payment of 15 to 20%. You will also want to give some thought to your regular monthly payment. You don’t want to devote in excess of 18-20% of your income for your California car loan. Here are some numbers for the average Davis resident.
- Annual Income: $55,514
- Monthly Income: $4,626
- Monthly Budget: $833-$925
Credit rating been better? Get more information about California bad credit auto loans.
Bad Credit Car Loans in Davis (CA)
Low credit score?
If you need a bad credit car loan in Davis, CA, we can often match you with loan companies who don’t just decline applicants with fico scores below 620. Click this link to submit your secure application.
The vast majority of loan companies require individuals who have a low credit score to have an income of $1500 each month, at the least, and only $750 a month in debt payments (including your car loan).
No Credit Check Autos in Davis (CA)
A lot of CA buy here pay here lots will allow you to buy a vehicle without a credit check. Unfortunately, this reduces your ability to boost your credit score.
These dealerships may be labeled:
- Your Job is Your Credit Car Lots
- We Finance Car Lots
- In House Financing Dealerships
- Bad Credit Car Lots
- Tote The Note Car Lots
For some folks, getting their car loan without any credit check seems great.
Unfortunately, there are several key shortcomings, which include increased rates of interest, significant down payment requirements, increased risk of deceptive financing practices, and modest vehicle selection.
Be sure to investigate any CA buy here pay here car lot on the web. You’ll want to speak with someone who has purchased a car from them before, and learn if they would recommend them.
Used And Bad Credit Dealerships: Davis (CA)
- Hanlees Ford, 5080 Chiles Rd., 95616
- University Honda, 4343 Chiles Rd, 95605
- Hanlees Chevrolet-Toyota, 4202 Chiles Rd, 923
- Hanlees Nissan, 5009 Chiles Rd, 95605