Here at Auto Loan in California, we will help you find the car loan in Concord CA you need, regardless of your credit rating. Sure, numerous banks have tightened up their borrowing requirements, but there are lenders who really want your business, and we can help you find them. The application process will take under 2-3 minutes.
Zero Down Auto Finance: Concord (CA)
Trying to find zero down payment auto financing in Concord, CA? We help car shoppers find zero down car deals all of the time, though down payments are highly recommended if you can afford it. Divide the cost of your preferred car or truck by 5. If you can come up with this much, it would be the ideal down payment, but you could probably get a car in Concord, CA for $500 down. We even may be able to connect you with zero down car lots in Concord, CA.
You also need to give some thought to your car payments. Try not to spend in excess of 18 to 20% of your income for your California auto loan. Listed below are numbers for the average Concord car shopper.
- $2,735: Income (Per Month)
- $492 to $547: Monthly Payment
Auto Loans with Bad Credit in Concord, CA: Tips
Read on for some things you can do to better your odds of meeting any lender’s standards for a bad credit auto loan in Concord, California.
- Know Your Credit Score.
- Provide a Larger Down Payment.
- Get a Co-buyer.
- If Need Be, Get an Auto Loan Through a BHPH Car Lot.
Post-Bankruptcy Car Loans: Concord (CA)
The current economic climate has increased the number of California bankruptcy filings and repossessions. Are you fearful that you won’t be able to get auto financing after bankruptcy or repossession? Fortunately, there are loan creditors who approve car loans for folks with bankruptcy in Concord, CA. Often times though, the car loan company will expect you to pay a high annual percentage rate and put at least 20% down.
Tote The Note Financing: Concord, CA
In Concord, California, buy here pay here financing is becoming increasingly popular.
These dealers go by a few different names: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Concord, CA.
To some shoppers, getting their car loan without any credit check may seem like a great idea.
Regrettably, they have a few main shortcomings:
- Extortionate Annual Percentage Rates
- Predatory Financing Practices
- Sizeable Down Payments
- Cars With Lots of Miles
But fear not, we may be able to help you get approved for the auto loan you want without turning to BHPH financing.
Dealerships That Work With Bad Credit: Concord, CA
- B & C Auto Care, 2900 Willow Pass Rd, 94519
- Auto Wholesale, 2435 Salvio Street, 94520
- Car Center, 2241 Monument Boulevard, 94520
- B & D Auto Sales, 4000 Industrial Way, 94520
- California Auto Plaza, 1891 Market Street, 94520
- F & H Motors, 2510 Monument Blvd, 94570
- Niello Infiniti, 1001 Burnett Ave, 923
- Enterprise Car Sales, 2550 Monument Blvd, 94565
- Dirito Brothers Concord Nissan, 1290 Concord Ave, 94565
- BMW Concord, 1967 Market St, 923
- Concord Pontiac GMC & GM Certified Used, 1905 Market St, 94565