Interested in obtaining an auto loan in Clovis, CA with poor credit or no down payment? We match you with finance companies who consistently give car loans to car shoppers in Clovis, CA. The application process is straightforward, and oftentimes, there is no money down required.
Autos with No Down Payment in Clovis, CA
Looking for no money down auto loans in Clovis, CA? We may be able to help. All you have to do is complete the quote request form. But needless to say, down payments are highly recommended if you have enough cash. Divide how much the vehicle you want costs by five. If you can come up with that much, it would be a solid down payment. That said, you can probably get a car for $500 down. For that matter, we offer access to no money down car dealers in Clovis, CA.
You will also want to consider your car payments. Try not to spend more than 18 to 20% of your income for your California auto loan. Here are average numbers for California drivers.
- Annual Income: $23,718
- Per month Income: $1,977
- Payment Range: $356-$395
Auto Loans with Bad Credit in Clovis (CA)
Do you need to get a car in Clovis, California with a bad credit score?
If you need a bad credit car loan in Clovis, CA, we work with a loan provider who doesn’t flat-out reject consumers with fico scores below 600. The vast majority of loan companies require individuals suffering from a low credit score to have a regular income of $1500 monthly, at minimum, and no greater than $750 each month in debt payments, which includes your new bad credit auto loan.
Buy Here Pay Here Car Lots: Clovis (CA)
For many folks in Clovis, California, buy here pay here dealerships have become the last measure to obtain an auto loan.
When it comes to buy here pay here car dealerships, also called no credit check or in house financing car lots, your car loan won’t come from an off-site lender. Or in other words, these car dealerships provide in house financing automobile financing to California residents who have bad credit scores. These types of auto loans are often provided without any credit check.
Alas, they have a few key shortcomings. These include excessive rates of interest, significant down payments, increased risk of deceptive financing tactics, and narrow inventory.
Make sure to research any CA buy here pay here dealer online. Make sure you talk to a friend or relative who has purchased a car from them before, and ask if they had a good experience.
Clovis (CA) Used Car Lots That Might Offer Auto Loans
- Autobuyers Service-Sales, 1495 Railroad Ave, 93612
- Big Kids Toys Auto Sales, 1497 Menlo Avenue # A, 93611
- Bingham Toyota, 895 W Shaw Ave, 93612
- Bains Motors, 1100 Cole Avenue Suite D, 93612
- Americar, 839 Barstow Avenue, 93612
- Advanced Trading Auto Sales, 1250 Barstow Avenue Suite A3, 93612
- Autopia, 338 North Minnewawa Avenue, 93612
- Future Ford Kia of Clovis, 920 W Shaw Ave, 923