In Bakersfield, California, auto loans have been much harder to obtain. We place your application with finance companies who regularly give car loans to applicants in Bakersfield, CA. Best of all, our service costs nothing.
Acceptance And Rate Of Interest
In Bakersfield, the average monthly income is $1,516. The average credit score is 672. Obviously, these are just average numbers. You don’t have to earn more than $1500 monthly to meet the criteria for auto loans in Bakersfield, California.
For the most part, car loan providers require that you make no less than $1500 income monthly. Besides that, your total monthly debt, inclusive of your new loan, shouldn’t exceed half of how much you make per month. In Bakersfield, California, this equates to $758 (average). Even in the event you don’t fulfill these criteria, there is a good chance you’ll be eligible by taking one or more of these steps:
- Get a Co-buyer
- Offer More Money Down
- Opt for Your Job is Your Credit Loans.
Used Car Loans in Bakersfield, CA
You’ll want to spend no more than 1/5 of your regular monthly wages for your car payments, fuel, and maintenance. If you were to make $18,194 per year, this equates to $273 to $303 each month. Investing more than this will risk your finances.
Auto Loans with Bad Credit in Bakersfield, California
Have a low credit score?
No one likes to get rejected. We can help. If you earn more than $1500 monthly and have a debt vs income ratio below 50%, you have an excellent chance of being qualified.
Auto Financing After Bankruptcy or Repossession: Bakersfield, CA
Maybe you’ve dealt with a case of bankruptcy or repossession? Lots of men and women who’ve experienced such misfortune fear that they won’t be able to get a car loan with bankruptcy or repossession. It may not be as simple as getting a car with good credit, exactly, but there are lenders that offer bankruptcy car financing in Bakersfield, CA. Although a bankruptcy stays on your credit history for 7 years, almost all loan companies will grant car loans after only 24 months.
Bad Credit Dealerships in Bakersfield, CA
Nearly all CA buy here pay here car dealers enable you to buy a vehicle without a credit check, but what they never tell you is this: this diminishes your ability to rebuild your credit score. These dealerships have many names:
- Your Job is Your Credit Car Lots
- In House Financing Car Lots
- Bad Credit Car Lots
- Tote The Note Dealerships
If you have bad credit, opting to work with a tote the note car dealership in Bakersfield, CA might seem like the perfect plan.
Sadly, you need to consider some major disadvantages. The rates of interest and money due at signing are high, and you’ll have little chance to re-establish your credit ratings through this sort of an establishment.
You need to check out any CA buy here pay here car dealership on the internet. Try and find someone who has purchased a car from them recently. Ask them whether or not they had a good experience.
Dealer Financing in Bakersfield, CA
- Auto Maxx, 4199 Union Ave, 93305
- Autoshopper America, 2315 Eye St, 93301
- A-1 Auto Pawn, 6628 Rosedale Hwy, 93308
- Auto Source America, 2700 Chester Avenue, 93301
- Aloha Auto Sales, 2661 Niles Street, 93306
- Bonander, 3900 Rosedale Highway, 93308
- California Auto Dealer Education, 3608 Pickwick Drive, 93306
- Bakersfield Auto Auction, 7301 Weedpatch Highway, 93307
- Auriga Motors, 2909 Buck Owens Boulevard, 93308
- Autosalesandlease Com, 7460 District Boulevard, 93313
- BMW of Bakersfield, 3201 Cattle Drive, 93313
- Bakerfield KARS for Less Inc, 1400 Airport Drive, 93308
- Bakersfield Mitsubishi, 5200 Gasoline Alley Drive, 93313
- Bill Brown Motors Inc, 1421 East Truxtun Avenue, 93305
- Bob Saremi Auto, 108 East Roberts Lane, 93308
- A & B Auto Dismantling, 5941 East Panama Road, 93307
- California Auto Sales, 100 Baker Street, 93305
- ABC Coating & Used Cars, 2003 South Chester Avenue, 93304
- Budget Car Rental, 1524 24th Street, 93301
- Car & Truck Connection, 6628 Rosedale Highway, 93308
- Area 99 Auto Sales, 3101 Taft Highway, 93313
- Barber Honda, 4500 Wible Road, 93313
- C & A Motors, 12824 South Union Avenue, 93307
- Allstar Auto Sales, 2413 South Union Avenue, 93307
- Auto Shopper, 3001 Harris Road, 93313
- Auto Shopper, 911 Oak Street, 93304
- Bakersfield Auto Sales, 1222 Golden State Avenue, 93301
- Action Auto Sales, 1430 South Union Avenue, 93307
- Bill Wright Toyota Inc., 5100 Gasoline Alley Dr, 93301
- American Dream, 2660 South Union Avenue, 93307
- California’s Best Used Cars, 1919 Columbus Street, 93305
- Aloha Auto Sales, 3120 Niles Street, 93306
- Auto Tyme, 2411 South Union Avenue, 93307
- Catanos Auto Sales & Repair, 1502 East Truxtun Avenue, 93305
- Buick-Motor City Auto Center, 3215 Pacheco Road, 93313
- Nissan of Bakersfield, 2800 Pacheco Rd, 93301
- BMW of Bakersfield, 5400 Gasoline Alley Dr, 93301
- Three Way Automotive, 4501 Wible Rd, 93301
- Doug Hoff Automobiles, 1730 24th St, 93301
- Bakersfield Chrysler Jeep, 3101 Cattle Dr, 923
- Haddad Kia – New & Used Cars, 5445 Gasoline Alley Dr, 93301
- Sangera Volvo, 5500 Gasoline Alley Dr, 93301
- Mercedes-Benz of Bakersfield, 5600 Gasoline Alley Dr, 93301